Go to content Phone human-readable description of the message we trying to accomplish. Search human-readable description of the message we trying to accomplish. Map pin human-readable description of the message we trying to accomplish.

Trustonic, Rubean and CCV announce collaboration to develop mPOS solution enabling secure cardholder PIN entry on COTS devices. Partnership to enhance security of PhonePOS solution with hardware-protected PIN on COTS implementation, allowing higher value transactions.

18 June 2019 – Mobile security leader Trustonic today announces a partnership with Rubean AG, an established mobile security-focused fintech, and CCV, a leading European payment solution provider, to develop an mPOS solution that accepts higher value transactions by enabling hardware-protected PIN entry on a range of commercial off-the-shelf (COTS) smartphones.

mPOS Security

Using a smartphone as a mobile point of sale (mPOS) solution enables traders, small retailers and SMBs to save money on costly payment acceptance hardware, improve staff efficiency and increase customer satisfaction. Payment platforms and solution providers also benefit, as they can eliminate the costs associated with procuring and managing traditional POS terminals. The ease of adding new functionalities to smartphone apps will also shorten time to market for innovative new digital marketing and customer loyalty features.

mPOS Security Solutions

The Trustonic Application Protection (TAP) platform protects mobile applications by securing sensitive code, data and processes in a heavily protected environment. The environment also constantly upgrades over the course of an app’s lifecycle to take advantage of the most advanced hardware and software security technologies available on smartphones. The platform includes Trustonic’s Trusted User Interface (TUI), which isolates and protects sensitive input and display interactions – like PIN entry – in app UIs. The TAP development toolkit enables developers to easily develop and deploy apps, delivering the best protection available whatever the user’s device.

Through CCV’s server platform “acCEPT”, both payment intelligence and security-critical elements can be mapped to smartphones via an app, as the payment processing takes place predominantly in the secure PCI-DSS cloud.

Rubean protects, personalizes and monitors CCV’s payment terminal client on smartphones in compliance with the payment schemes’ security requirements. As an essential part of Rubean’s infrastructure, TAP protects cardholder’ PIN entry, enabling higher-value transactions and increasing convenience for merchants and consumers.

mPOS Security Partnership

Ben Cade, CEO of Trustonic, says: “Using smartphones to make payments instead of your card is already widely adopted by consumers, and using the same devices as contactless mPOS terminals for merchants is one of the most exciting and disruptive trends in the payment technology space.

“Using a TUI secured by a hardware-based Trusted Execution Environment is widely regarded as best practice for app-based mPOS implementations and, by using TAP, this is exactly what developers can achieve. This is nuanced security delivering simpler, richer and faster user experiences. We are committed to supporting the development of CCV & Rubean’s hardware-protected PhonePOS solution and its rollout on some of the world’s largest smartphone brands.”

Hermann Geupel, CEO of Rubean AG, comments: “The top payment schemes have supported the concept of a “smartphone-only” payment terminal since 2017. In response to increasing demand from banks and merchants, Rubean & CCV plan to launch a smartphone-only payment terminal with card PIN entry functionality with multiple card networks and partners throughout Europe. Trustonic’s TAP toolkit provides us with the most advanced and secure user interface for enabling secure PIN entry on COTS smartphones.”

For more information about TAP, visit our Application Protection page. For more information about PhonePOS, visit the Rubean website. For more information about payment solutions, visit the CCV website.

Related content

Korea’s KB Bank Uses Trustonic In-App Protection to Enhance Mobile Banking Experience

Using Trustonic Application Protection enables KB Bank to dramatically improve the authentication experience for users of its mobile banking app and allow secure high value transactions

2nd April, 2020 – Mobile cybersecurity leader, Trustonic, today announces the successful implementation by KB Kookmin Bank (KB Bank) of Trustonic Application Protection (TAP) to enable a simpler authentication experience for users of its KB Star Banking app.

Trustonic + Lookout – Advanced Mobile Security for Banking & Fintech Apps

The need for in-app protection for critical mobile apps is greater than ever. The partnership between Lookout and Trustonic brings together two of the most robust app security platforms on the market, delivering the advanced security and protection required by banks and fintechs wishing to offer PSD2-compliant services and Strong Customer Authentication (SCA) requirements.

Lookout & Trustonic Partner to Provide Comprehensive End-To-End Mobile App Security

San Francisco, CA - October 17, 2019 - Lookout, Inc, the leader in securing the post-perimeter world, has announced a record year for its App Defense product with new customer acquisitions and strategic go-to-market partnerships. App Defense helps enterprises protect their customer-facing apps from data compromise and fraudulent transactions. Breaches can have a significant impact on brands as hackers can compromise consumer's credentials, steal PII data and initiate account takeovers.

Trustonic joins PCI Security Standards Council to protect payment data and mPoS devices

Trustonic to contribute to the development of PCI Security Standards as Council’s newest Participating Organization.

17 July 2019 - Cambridge, England - Mobile cybersecurity leader, Trustonic, announced today that it has joined the PCI Security Standards Council (PCI SSC) as a new Participating Organization. Trustonic will work with the PCI SSC to help secure payment data worldwide through the ongoing development and adoption of the PCI Security Standards.

All Financial Services posts
Back to top